The biggest issue when looking for a financer for your business is if you are selecting the right bank or lender. Not with a desperate move, you must select a lender which you know is capable of providing your startup fund in a legal way.
Start with financial institutions that already have your information. Share your information to these banks and let them review your business background. Once you are ready to get your business fund, start with banks who have reviewed your business financial information. Start with institutions that you already do business with. They already knew your financial status, your history and they are more likely to give the fund that you needed.
You can also go to somebody who wants the business. Look for company or investors from the business section of your newspaper for financing offers. They are the one who are actively looking for small business loans; oftentimes it is easier to process the loan with them.
One of the best options is the credit unions. These institutions are smaller, you have the best possible opportunity to talk directly with higher-level decision makers. With larger banks, the process is a little bit difficult because they are implementing more rigid rules and processes associated with small business loans.