It is a well-known fact that the economy is slowly recovering because of the perseverance of small businesses. Because of the lack of credit, small businesses had to look for other ways to sustain their business. And this served the SMB sector well because now that credit starts to ease up, most owners still use the same method they used when credit was tight.
Come to think of it, the largest generation of jobs during the economic meltdown came from the small business sector. When big companies laid off their employees, those same people went on to start their own business even though banks and investors tightened loans. With the ease of credit lending, there would be more chances for entrepreneurs to upgrade their products and services which would then generate more jobs. If this pattern continues, then the road to economic recovery would be smoother than we could imagine.